The banking industry is a highly specialized field. To the layman, it may appear like all banks perform the same...
In terms of products and service coverage, the commercial banking ecosystem is much larger than the retail banking ecosystem. Corporations...
Commercial banks do make some money by providing services such as transaction processing and payroll processing to their clients. However,...
Timely payments are very important to any corporation. Only if a corporation is able to keep its word and make...
As we have already seen in previous articles, corporations all over the world have started automating their payments. Unfortunately, a...
Corporations all across the world make a wide variety of payments via checks. This includes statutory payments, payments to utility...
The purpose of commercial banking is to help corporations meet their funding needs in a better manner. Commercial banks help...
In the globalized world of today, it is common for a business to go international. Almost any company which has...
The role of commercial banks is to act as trusted partners to their corporate associates. Over the years, the degree...
Commercial banks have been relying on a wave of digitization in order to provide the best-in-class service to their customers....
The usage of remote deposit capture has been increasing rapidly in the recent past. This is because the technology is...
The scope of trade has been widely expanded in the modern world. There are many kinds of organizations, private and...
In the previous article, we have already studied what bank guarantees are and how these bank guarantees are provided by...
Credit cards have been a great financial innovation that has revolutionized personal banking. As far as retail banking is concerned,...
Commercial banking is fundamentally different from retail banking in several ways. One of the main differences between the two types...
In the previous article, we studied what relationship banking is and how it is different as compared to transactional banking....
With the advent of technology, more and more people have started accepting digital payments. This means that corporations have to...
In the previous article, we have already studied how commercial banks help in providing point-of-sale services to their corporate customers....
Commercial banking has traditionally been a relationship-driven business. This meant that the business was primarily driven by human-to-human contact. Over...
Due to increasing globalization in the world economy, a lot of multinational corporations today have their businesses spread out across...
The liquidity management paradigm in the commercial banking industry has undergone a drastic change. At one time, liquidity management was...
Commercial banks provide various types of services to their customers. One such area of service is that of liquidity management....
We are already aware that commercial banks are offering several liquidity management services to their clients. In the previous article,...
Liquidity management can be a big problem for several companies. This is particularly true if the company has a large...
In the previous article, we studied about the concept of sweeping. We are now aware that commercial banks provide their...
In the previous articles, we have seen the various non-lending-related commercial banking products which are offered by banks. However, at...
In the previous article, we have already studied what Swingline loans are. We now know that such loans are different...
The commercial banking system has undergone a high deal of innovation in the past few years. A lot of new...
In the previous article, we understood what a merchant cash advance is. We also understood the two types of merchant...
Over the years, corporate banking has become a very important part of the overall banking system. This is because of...
In the previous article, we learned about the non-interest income at various commercial banks. We have also understood what these...
Up until now, we have seen various ways in which commercial banks are able to serve their corporate clients. Almost...
In the previous article, we have already seen how commercial banks inadvertently help anti-social elements in laundering money. We have...
Banking services in general and corporate banking, in particular, have witnessed a lot of innovation in the past few years....
Commercial banks were first hesitant to adopt a subscription-based revenue model. This is because it was widely believed that such...
In the previous articles, we have learned about what subscription-based banking is. We also know the various advantages that this...
We have already seen the various ways in which technology has shaped the commercial banking domain. However, the commercial banking...
In the previous articles, we have already seen what artificial intelligence is and how it can be applied in commercial...
In a previous couple of articles, we have already seen how artificial intelligence is useful in the field of commercial...
As far as technology enthusiasts are concerned, blockchain is the most important invention since the wheel! It is very easy...
The field of commercial banking is undergoing many technological changes simultaneously. Open banking is one such technological change. Open banking...
Technological innovations are having a huge impact on the commercial banking industry. Many parts of the commercial banking business are...
The concept of banking as a service is revolutionary. This is because banking as a service is a mechanism using...
In the previous articles, we have already studied open banking as well as banking as a service. Many people tend...
Banking as a service is set to transform the commercial banking industry. It is the latest buzzword in the commercial...
Commercial banking has traditionally been slow to adopt the latest technology. However, over the past few years, commercial banks have...
Commercial or corporate banking has undergone a sea of change in the recent past. All these changes have not been...
Commercial banking has been around for a very long time. Ever since the birth of corporations more than three centuries...
Commercial banks all over the world have been forced to adapt to increasing changes in technology. This is because technological...
In the previous article, we have already seen what straight-through processing is and how it is different from the usual...
The commercial banking industry is undergoing a rapid transformation. This transformation has been enabled by the increasing use of digital...
In the previous article, we have already seen what multi-banking is. We are now aware of how multi-banking is an...
Traditionally, the commercial banking industry was largely controlled by commercial banks which had a huge brick-and-mortar presence. However, over the...
In the previous article, we have already discussed what neo banks are. We now know the business model of neo...
The business model behind commercial banking practice has completely changed over the years. Earlier, commercial banks were heavily dependent upon...
Banking activity is generally considered to be risky. Banks earn money by borrowing money from people and then lending them...
The speed at which commercial banking is being automated is astounding. The automation process is about two decades old. However,...
We know the way in which Banking as a Platform (BaaP) is using technology to revolutionize the commercial banking industry....